Members may apply for and receive coverage through Indiana Farm Bureau Health Plans anytime during the year, but a time of transition – such as a job change or a change in your personal life – is a particularly good time to evaluate your health care options.
INFB Health Plans are a great possibility for those who are interested in reviewing their health care options for themselves and their dependents outside of a group plan. On average, a plan offered through INFB Health Plans can provide savings of 50% to 70% for families when compared to Affordable Care Act plans that aren’t subsidized by the federal government.
“I had heard about Indiana Farm Bureau, but I didn’t know they offered health coverage until my employer offered it as an option,” said Edward Fox of Jasper County, who works for a cargo and freight company. “Now I’m paying half of what I was paying when I had a national health insurance plan.”
Additionally, the fourth quarter of each year is open enrollment time, which is why many people review their health benefits during this period.
As of the end of August, enrollment in INFB Health Plans totaled nearly 3,000 plans, which equates to more than 6,500 Hoosier lives covered. In addition, there are now active plans in all 92 Indiana counties.
INFB Health Plans offer three kinds of plans to members, including individual or family plans for people under age 65, standalone or bundled dental/vision plans and Medicare Supplement Insurance Plans for those 65 and older. The current breakdown of coverage for those plan holders includes:
For specific information about the plans, members can visit the plans’ website or call 1-888-964-0854 Monday-Friday from 8 a.m. to 6 p.m. ET. They can also call or walk into any county Farm Bureau insurance office.
There also is a section of INFB’s website that answers the most frequently asked questions about the program.
Both members and non-members can receive a quote at any time, but membership is required prior to applying for coverage, and you must be a member for at least 30 days to apply for a traditional health plan or a dental/vision plan. You can, however, join and apply on the same day for a Medicare Supplement Insurance Plan.